What is the maximum subsidy under PM Surya Ghar Yojana?

The maximum Central Financial Assistance (CFA) subsidy under PM Surya Ghar: Muft Bijli Yojana is ₹78,000 for residential rooftop solar systems of 3 kW capacity and above.

Who is eligible for PM Surya Ghar: Muft Bijli Yojana?

Any Indian citizen who owns a residential house with a suitable shadow-free rooftop and an active domestic electricity connection (consumer number) with their local DISCOM is eligible. The applicant must have a valid bank account linked with Aadhaar.

How long does it take for the subsidy to be credited?

After the installation of the solar plant and commissioning of the bi-directional net meter by the DISCOM, the vendor and user submit the commissioning report. The central subsidy of up to ₹78,000 is directly transferred to the consumer's bank account within 30 days.

Updated for PM Surya Ghar: Muft Bijli Yojana (2026 Guidelines)

PM Surya Ghar: Muft Bijli Yojana Subsidy Calculator

Check your central government DBT cash subsidy amount, net investment, and 300 free units savings as per 2026 MNRE guidelines.

Select Your State / Electricity DISCOM

Avg. Tariff:₹7.5/unit

Daily Sunshine:~4.5 Peak Hours

Choose Calculation Method:

Average Monthly Electricity Bill:₹2,500

₹500 / month₹5,000 / month₹10,000 / month₹15,000+ / month

Recommended Plant

3 kW

Requires 285 sq. ft. of shadow-free roof. Generates ~357 units/month.

Govt. Cash Subsidy

₹78,000

Direct Bank Transfer (DBT) credited straight to your bank account via PM Surya Ghar portal.

Net Out-of-Pocket

₹87,000

Original Cost: ₹1,65,000. Recovers cost in 2.7 Years!

Full Financial & Energy Feasibility Breakdown

Monthly Bill Savings₹2,678~₹32,136 / year

Payback Period2.7 YearsThen 21+ yrs 100% free power

25-Yr Net Savings₹9,79,614With 3% annual tariff inflation

5-Yr Solar Loan EMI₹1,723/moLess than your current bill!

Green Impact: Avoids 3.5 Tonnes of $CO_2$ every year — equivalent to planting ~158 trees!

🌱 100% Eco-Friendly

Official Subsidy Slabs

25-Year Performance

7.0% Collateral-Free Loan

Instant PDF Download

PM Surya Ghar Subsidy Structure & Calculation Formula

The Ministry of New and Renewable Energy (MNRE) structured the PM Surya Ghar subsidy to provide the highest financial assistance to residential homeowners installing systems up to 3 kW:

First 1 kW Capacity

₹30,000 / kW

Fixed subsidy for small residential homes with monthly electricity consumption of up to 150 units.

Second 1 kW (Up to 2 kW)

₹30,000 / kW

Total subsidy becomes ₹60,000 for a 2 kW system, catering to homes using 150 to 300 units/month.

Third 1 kW (3 kW & Above)

₹18,000 / kW

Total subsidy caps at ₹78,000 for systems of 3 kW and higher (up to 10 kW for individual residences).

Documents Required for Application

Latest electricity bill copy (showing consumer number & sanctioned load)
Aadhaar card copy of the electricity bill holder
Bank passbook copy or cancelled cheque (for DBT subsidy disbursement)
Photograph of the clear, shadow-free rooftop